Lump Sum Savings Use this calculator to compute how much you would need to invest now in order to have your investment grow to a specific amount within a specified time-frame. For example, if you want to have a certain amount set-aside to pay for a child's college tuition, this calculator will tell you how much you would have to deposit today in order to accumulate the necessary funds by the time your child reaches 18 years of age. This is often referred to as "Present Value" analysis.  This is a hypothetical example used for illustrative purposes only and does not represent the return of any specific investment. Actual rates of return will vary over time; particularly for long-term investments.    Instructions:  To compute the Present Value of a Future Amount, fill in the first three text boxes and then click the "compute" button. Note: Other than decimal points, do not enter any other non-numeric characters (commas, dollar signs, etc.) in the entry boxes. Doing so will cause a JavaScript error.	TAX   Tax Estimator BORROWING   Loan Amortization   Loan Comparison   Missing Loan Term   Debt  Consolidation INVESTMENT   Portfolio Mix   Compounding Interval   Single Future Value   Periodic Future Value   Savings Time   Savings Goal   Lump Sum Savings   Retirement Savings   IRA Distributions   College Funding MORTGAGE   Mortgage Qualification   Bi-Weekly Mortgage   Mortgage Refinancing   Payoff Goal   Rent vs. Buy BUDGETING   Net Worth   Cash Flow   Expense Percentage   Wage Conversion   Irregular Payments   Credit Card Payment   Debt Investment   Average Interest Rate   Real Hourly Wage   Lifetime Earnings   Generic Savings   Car Cost Comparison   Transportation Savings
	Enter the your future savings goal:   Enter the Annual Interest Rate you expect  to earn: Number of Years between now and your  savings goal:     This is how much you would have to  deposit now:
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