IRA Minimum Distribution If you hold retirement funds in a tax-deferred account (IRA, 401(k), etc), federal law requires that you begin withdrawing at least a minimum amount each year once you reach age 70 1/2. This calculator will assist you in determining your required minimum distribution (RMD) under new IRS rules passed in January, 2001. Please note that the new rules apply automatically to IRAs, but other types of retirement plans must be amended to adopt them (please see your plan sponsor). The new rules (which this calculator is based on) also do not apply if your primary beneficiary is a spouse who is more than ten years younger than you. The deadline for your first RMD is generally April 1 of the year after you reach age 70 1/2. In subsequent years, your RMD deadline is December 31. This is a hypothetical example used for illustrative purposes only and does not represent the return of any specific investment. Actual rates of return will vary over time; particularly for long-term investments.     Note: Other than decimal points, do not enter any other non-numeric characters (commas, dollar signs, etc.) in the entry boxes. Doing so will cause a JavaScript error.	TAX   Tax Estimator BORROWING   Loan Amortization   Loan Comparison   Missing Loan Term   Debt  Consolidation INVESTMENT   Portfolio Mix   Compounding Interval   Single Future Value   Periodic Future Value   Savings Time   Savings Goal   Lump Sum Savings   Retirement Savings   IRA Distributions   College Funding MORTGAGE   Mortgage Qualification   Bi-Weekly Mortgage   Mortgage Refinancing   Payoff Goal   Rent vs. Buy BUDGETING   Net Worth   Cash Flow   Expense Percentage   Wage Conversion   Irregular Payments   Credit Card Payment   Debt Investment   Average Interest Rate   Real Hourly Wage   Lifetime Earnings   Generic Savings   Car Cost Comparison   Transportation Savings
	Enter your name Enter today's date Enter your IRA market value on December 31 of the previous year. Enter the age you will be on December 31st of this year     Required Minimum Distribution for this year If you would like an estimated projection of the required minimum distributions for the entire projected life of your account, please enter the following information: Enter your anticipated rate of return (using past history as your most likely assumption for the future). %
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