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Web Winder JavaScript Calculators: Retirement Savings Calculator

  Retirement Savings

Use this calculator to compute how much you would need to have invested in order to withdraw a specified amount each year over the course of a specified period of time. For example, if you want to be able to withdraw $500 during each month of your expected 20-year retirement, this calculator will tell you that if you expect to earn a 10% interest rate you will need to have $51,812.30 saved up by the time you retire. This is often referred to as "Present Value of an Annuity" analysis. 

This is a hypothetical example used for illustrative purposes only and does not represent the return of any specific investment. Actual rates of return will vary over time; particularly for long-term investments.


Instructions:  To compute the Present Value of an Annuity, fill in the first three text boxes and then click the "compute" button.

Note: Other than decimal points, do not enter any other non-numeric characters (commas, dollar signs, etc.) in the entry boxes. Doing so will cause a JavaScript error.





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Enter the amount you would like to withdraw each month:


Enter the Annual Interest Rate you expect to earn:
Enter the number of years you would like to make the monthly withdrawals:


This is how much you need to have saved:

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