Georgetown, TX CPA - Sharon Maslon

Financial News & Analysis

Net Worth

BORROWING
Loan Amortization
Loan Comparison
Missing Loan Term
Debt Consolidation

INVESTMENT
Portfolio Mix
Compounding Interval
Single Future Value
Periodic Future Value
Savings Time
Savings Goal
Lump Sum Savings
Retirement Savings
IRA Distributions
College Funding

MORTGAGE
Mortgage Qualification
Bi-Weekly Mortgage
Mortgage Refinancing
Payoff Goal
Rent vs. Buy

BUDGETING
Net Worth
Cash Flow
Expense Percentage
Wage Conversion
Irregular Payments
Credit Card Payment
Debt Investment
Average Interest Rate
Real Hourly Wage
Lifetime Earnings
Generic Savings
Car Cost Comparison
Transportation Savings

This calculator was designed to help you to take a "picture" of your current financial condition Whereas an income and expense statement shows you your financial picture for a period of time (month, year, etc.), this Net Worth Calculator will show you your financial picture at a single point in time (a specific date). That way, if you compute your Net Worth now, and then again 3 months from now, you will be able to tell whether your financial picture is improving or getting worse.

General Instructions

Starting at the top and working your way down, complete and calculate the totals for each of the six sections. Be sure to click on each section's "Compute..." button before going on to the next section. Once you've computed the entire worksheet, including the Summary Assets & Liabilities, you can then go back and edit your entries. Just be sure to re-compute each section after editing. Once you're comfortable with your Cash Flow Forecast you can then click on the "Create Report" button at the bottom of the worksheet. This will create a condensed report in a new window that you can print-out and compare to your other Net Worth Reports (you may have to press CTRL-P in order to print the report).

About this Calculator
Column/Field Explanations.

Example Accounts: A listing of the types of assets or liabilities recommended for the current section.

Description: The description you want to appear on the Cash Flow Report.

Market Value (Assets): Enter the current market value (what you could sell the item for, not what you paid for the item) for each line-item.

Amount Owed (Liabilities): Enter the amount it would take to pay off the liability as of today's date. Please note that this is not the same as simply multiplying the number of payments by the payment amount, since that would include interest charges that have not yet been incurred.

NOTE: If your browser shuts down while using this calculator it's likely due to your browser running out of memory. Please consult your system users guide for instructions on increasing the amount of memory allotted to your browser application.

Cash Assets
Example Accounts	Asset Description	Market Value
Cash on Hand Checking accounts Savings accounts Money market accounts Money market fund accounts Certificates of deposit U.S. Treasury bills Cash value of life insurance







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals


	Total Cash Assets:

Tax Planning & Preparation
Accounting Services
Financial Planning
Consulting Services
Fraud & Forensic Accounting

Investment Assets
Example Accounts	Asset Description	Market Value
Stocks Bonds Mutual Fund Investments Partnership Interests Other Investments







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals


	Total Investment Assets:

Retirement Assets
Example Accounts	Asset Description	Market Value
Pension IRA Accounts KEOGH Accounts 401K SEP ESOP







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals


	Total Retirement Assets:

Personal Assets
Example Accounts	Asset Description	Market Value
Principal Residence Second Residence Collectibles Automobiles Home Furnishings Furs & Jewelry Other Assets







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals


	Total Personal Assets:

Unsecured Liabilities
Example Accounts	Liability Description	Amount Owed
Credit Cards Charge Accounts Student Loans Alimony Child Support Tax Liability Other







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals


	Total Unsecured Liabilities:

Secured Liabilities
Example Accounts	Liability Description	Amount Owed
Auto Loans Rec. Vehicle Loans Appliance Loans Home Mortgages Home Equity Loans Other Loans Tax Liability Other







Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals


	Total Secured Liabilities:

Summary of Assets & Liabilities
	Category	Assets	Liabilities
Instructions Cash Assets Investment Assets Retirement Assets Personal Assets Unsecured Liabilities Secured Liabilities Totals
	Cash Assets
	Investment Assets
	Retirement Assets
	Personal Assets
	Unsecured Liabilities
	Secured Liabilities

	Totals
Net Worth

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