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Web Winder JavaScript Calculators: Lump Sum Savings Calculator

  Lump Sum Savings

Use this calculator to compute how much you would need to invest now in order to have your investment grow to a specific amount within a specified time-frame. For example, if you want to have a certain amount set-aside to pay for a child's college tuition, this calculator will tell you how much you would have to deposit today in order to accumulate the necessary funds by the time your child reaches 18 years of age. This is often referred to as "Present Value" analysis. 

This is a hypothetical example used for illustrative purposes only and does not represent the return of any specific investment. Actual rates of return will vary over time; particularly for long-term investments.


Instructions:  To compute the Present Value of a Future Amount, fill in the first three text boxes and then click the "compute" button.

Note: Other than decimal points, do not enter any other non-numeric characters (commas, dollar signs, etc.) in the entry boxes. Doing so will cause a JavaScript error.






 (5594 bytes) 


Enter the your future savings goal:


Enter the Annual Interest Rate you expect 
to earn:
Number of Years between now and your 
savings goal:


This is how much you would have to 
deposit now:

Copyright 1998-2001 Daniel C. Peterson, All Rights Reserved



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